You get ONE shot in underwriting. I make it count!

I cannot say enough good things about my experience working with Michael. He stepped in on a deal after another lender said it could not be done, and not only did he save the deal, he got it closed in just 11 business days. His communication was consistent, clear, and solution-focused every step of the way. I would absolutely recommend Michael to anyone looking for a lender who knows how to get things done.

When my previous lender put my home purchase at risk, Michael took over and immediately got my loan reviewed, underwritten, approved, the appraisal ordered, and title opened. He saved the transaction and closed my loan in just two weeks. He was available nights and weekends, explained everything clearly, and made my dream of homeownership a reality.

As a real estate agent, I have worked with many lenders over the years, and Michael Clover is truly one of the best mortgage professionals I have had the pleasure of working with. He stepped into a transaction already underway, took charge, and helped bring it successfully to the closing table with exceptional professionalism and communication.

Michael is a straight shooter who answers every question in a way you understand. He is efficient, fast, accurate, and stays steps ahead throughout the loan process. He made buying a house fun, calmed our nerves when things got complicated, and helped make our dream of homeownership in North Carolina a reality.

When I needed help refinancing, Michael was there. He walked me through the whole process, worked to get the best VA loan refinance rate possible, and was always available to answer questions. I felt like I was not just a customer, but someone he genuinely cared about.

As a 100% disabled Marine, I never thought homeownership could be possible for me. Michael pre-approved me for a VA loan, connected me with an agent, and walked me through every step. Six weeks later, I closed on my first home. He genuinely cares and goes above and beyond to make things happen.

Michael got us pre-approved in one day and helped us move into our new home five weeks later. He was available days, nights, and weekends, explained every detail, and worked tirelessly through a last-minute seller issue to get us across the finish line. We will forever be grateful.

Michael made my first home purchase smooth from start to finish. He was professional, kind, caring, and incredibly knowledgeable. He responded quickly, helped me understand every decision objectively, and kept every part of the team moving. I simply could not have chosen a better broker.

I have relied on Michael’s expertise and integrity for more than 20 years. He has guided me through three jumbo loans and helped me refinance after the financial crisis, saving about $3,000 per month. His professionalism, industry knowledge, and determination have genuinely helped my family.

Michael made refinancing feel manageable from the first conversation. He explained every detail clearly, was always available, secured an incredible rate, and helped me regain financial security. If you want someone who treats your mortgage like it is their own, Michael is the person to call.